The following is from the Biennial Report to the 87th Legislature.
- Employer Participation – In 2020, an estimated 117,624 private-sector employers do not have workers’ compensation coverage, and they employ approximately 2.1 million private-sector employees. About 283,437 private-sector employers do have workers’ compensation coverage, and they employ approximately 9 million private-sector employees.
- Overall, the percentage of year-round, non-subscribing, private-sector Texas employers has declined significantly since the 2005 legislative reforms (from 38% in 2004 to 29% in 2020)
- Although employer non-subscription rates have declined over time, the percentage of Texas employees who work for non-subscribers has not declined at the same rate. In 2004, an estimated 24% of private-sector employees worked for non-subscribing employers, compared to 19% in 2020. This is the result of a continuing trend of larger employers (i.e., 500+ employees) becoming non-subscribers despite large workers’ compensation insurance rate reductions since 2005.